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LifeForward
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Your 100-year life, planned

A longer life is the opportunity. This is how you make the most of it.

LifeForward reads where you stand across health, money, work, and purpose, builds you a roadmap for the decades ahead, and an AI coach helps you act on it, one clear step at a time.

Private by design Built on real programs Guided by people who've been there
5 min
to your Snapshot
4 decades
mapped ahead
1 coach
always with you
9:41●●●●●
Hi, Mei
Stage: Preparation · 50–54
M
68%readiness
You're off to a strong start
Health
Building
Money
Strong
Work
Needs focus
Connection
Strong
Your biggest unlock
Use your SkillsFuture credit before it lapses
💰 Up to S$3,200 in benefits you haven't used yet
The real problem

The help already exists. Almost no one uses it.

Governments, employers, and insurers fund extraordinary benefits, health programs, and longevity support. Most of it goes unused, not because it isn't there, but because no one tells you what exists, why it matters for you, or when to act. LifeForward is the layer that finally connects you to all of it.

How it works

From "where do I even start?" to "I know my next step."

01

Take the assessment

A few minutes gives you your Snapshot across the five things that shape a long life.

02

Get your roadmap

See your decade laid out, with the highest-leverage actions first.

03

Act with your coach

Your AI coach, and when you want, a human guide, help you actually do it, and use what you're owed.

Know where you stand

Start with a clear, honest picture of your next decade.

A few thoughtful questions become your LifeForward Snapshot, a calm read on your health, money, work, connection, and purpose, and the single move that matters most right now.

5-minute assessmentAcross 5 dimensionsNo jargon
9:41●●●●●
Your Snapshot
Updated today
M
68%readiness
Off to a strong start
Health & Energy
Building · sleep dipped, activity steady
Money & Security
Strong · ahead on CPF for your stage
Work & Skills
Needs focus · SkillsFuture untapped
💰 Up to S$3,200 unused benefits
A plan for the decades ahead

See the whole journey, then take the next right step.

Your roadmap maps four life stages, Preparation, Transition, Optimization, and Legacy, and turns them into specific, sequenced actions for where you are now. It updates as your life does.

4 life stagesPersonalized actionsAlways current
9:41●●●●●
Your Roadmap
M
Preparation
45–55
Transition
55–65
Optimize
65–75
Legacy
75+
This decade: build the health, money and skill foundations for a long, independent life.
Work & Skills
Use a SkillsFuture course in a skill you chose
S$500 value · 20 min
Update your LinkedIn for a longer career
Done
Health
Book a Healthier SG health check
Free · 15 min
An AI coach that acts, not just answers

Guidance that knows your situation, and does the legwork.

Your coach checks in at the right moments, explains your options in plain language, and can book a health check, find the right course, or line up a benefit, with your say-so. Every suggestion shows what it's based on.

Proactive nudgesPlain-English answersShows its sources
9:41●●●●●
Coach
Morning, Mei. Your sleep dipped this week. Want a 3-minute wind-down plan, or should I book you into your employer's sleep program?
ⓘ Based on: your Apple Health sleep, Healthier SG
Book: Healthier SG health check
Free near you, 15 minutes. I can find a slot this week.
Find a time →
Yes, find me a time on Thursday.
Am I on track for retirement? Make the most of SkillsFuture
Ask your coach…
Stop leaving money on the table

The benefits you already have, finally working for you.

LifeForward finds the public programs and employer benefits you're eligible for, shows you what they're worth, and walks you through using them, from SkillsFuture and Healthier SG to your workplace perks.

Public + privateReal dollar valueStep-by-step
9:41●●●●●
Benefits
M
Up to S$3,200
in benefits you haven't used yet · how we estimate this
AllHealthMoneyFrom employer
SkillsFuture Credit
S$500
Public · SkillsFuture SG
You picked "learn something new." This covers a course toward it, before your top-up expires.
Annual health screening
Free
From your employer · Acme
Your sleep dipped. A screening sets your baseline for the decade.
You don't do it alone

Real people who've walked the same path.

When you want a human, a trained LifeForward Guide, someone who has navigated the same decade, is there to help you decide and follow through. It's also a meaningful, paid role for experienced adults who want to give back.

Trained peer guidesSame life stageEarn by guiding
9:41●●●●●
Your Guides
M
Peer navigators who've been where you are. Not clinicians or advisors.
SR
Suresh R.
Singapore · 60s · English, Tamil
Helps with: second careers, SkillsFuture
LT
Lina T.
Singapore · 50s · English, Mandarin
Helps with: caregiving, Healthier SG
AK
Aishah K.
Singapore · 50s · English, Malay
Helps with: CPF, retirement planning
Request a guide
1 in 4
Singapore residents will be 65 or older by 2030.
59%
of employees feel their benefits meet their needs. Mercer Marsh Benefits, 2025
20–40%
typical take-up of workplace wellness programs. RAND

The gap isn't supply. It's relevance. That's what LifeForward fixes.

Not just an app

Built with experts across every part of a long life

LifeForward's guidance is designed and reviewed by a cross-sector network: medicine, money, law, work, and the peer guides who've walked the path.

TW🩺
Dr. Tan Wei Ming
Geriatrician. 20 years in longevity and preventive medicine.
PN💰
Priya Nair, CFP
Certified financial planner. Retirement and CPF strategy.
LH
Lim Hui Ling
Estate and eldercare lawyer. ACP, LPA, and wills.
ML💼
Marcus Lee
Career and second-act coach. Helps adults work longer, by choice.
FI📊
Farah Ismail
Employee benefits advisor. Makes workplace cover make sense.
RO😴
Dr. Rachel Ong
Behavioral health. Sleep, stress, and habit change.
DK🏃
David Koh
Physiotherapist. Strength and mobility for active aging.
SR🤝
Suresh Raman
Lead LifeForward Guide. Navigated his own second act.
Yours, and private

Your life, your data, your control.

You decide what to connect and can disconnect anytime. We use your data only to make guidance relevant to you, and we always show you what we used.

🔒

You control your connections

Link Apple Health, your CPF, or nothing at all. Disconnect any source whenever you like.

We show our sources

Every piece of guidance cites the program or the data behind it, so you can always check.

Guidance, not advice

LifeForward helps you understand and use real programs. It isn't medical or financial advice.

For employers and insurers

Turn benefits spend into outcomes people actually feel.

LifeForward sits over the benefits you already fund and drives the one thing that's been missing: utilization. You get measurable engagement, healthier people, and a lever on long-term cost of care.

Utilization
The metric your benefits spend has been missing.
12.5%
projected Asia medical trend rate in 2026. Relevance bends the curve.
Sold via brokers
Mercer Marsh Benefits, Aon, WTW, Gallagher.
One place, one fee

What could cost you more than S$8,000 a year is S$15 a month

A doctor, a financial planner, a lawyer, a career coach, a trainer. Seven specialists, seven bills, and no one connecting the dots. LifeForward brings them into one place.

Piece it together yourself
Seven specialists, seven bills
Financial planner, annual reviewS$1,500
Estate & eldercare lawyer, will and LPAS$900
Preventive doctor, 2 visitsS$600
Career & second-act coach, 4 sessionsS$1,200
Personal trainer, twice a monthS$2,400
Dietitian, 3 sessionsS$600
Sleep & behavioral coach, 4 sessionsS$1,000
A year of doing it the hard way≈ S$8,200
Or, with LifeForward
Everything, in one place
S$15/month
Charged annually at S$180. Often included at no cost through your employer.
  • A longevity doctor's lens on your health
  • A financial planner's view on your money
  • An eldercare lawyer's checklist, handled
  • A career coach and a benefits advisor in your corner
  • A behavioral coach for sleep and habits
  • A human peer guide whenever you want one
  • All your data and your plan in one place, tracked over time
Get early access

Illustrative estimate based on typical Singapore private rates for each service. Actual costs vary by provider and need. LifeForward is a single platform for guidance and coordination, not a replacement for professional medical, legal, or financial advice.

Getting started

Two ways to begin your roadmap.

Through your employer

Many employers offer LifeForward as a benefit, fully provided to you. Check if yours is one of them.

Enter my access code

Join early access

Not offered at work yet? Join the early-access list and we'll let you know the moment it opens up.

Get early access
Good to know

Frequently asked.

What is LifeForward?

An app that helps you plan and navigate a long life. It assesses where you stand, builds a multi-decade roadmap, and an AI coach plus human guides help you act on it and use the benefits you already have.

Who is it for?

Working adults, roughly 40 and up, usually offered through your employer. If your employer doesn't offer it yet, join the early-access list.

Is this medical or financial advice?

No. LifeForward gives general guidance and education to help you understand and use real programs. For personal medical or financial decisions, talk to a qualified professional.

What does it cost me?

When offered through your employer, it's provided as a benefit. Early-access details will be shared with the waitlist.

How is my data used?

Only to make your guidance relevant. You choose what to connect, you can disconnect anytime, and the app shows you what informed each suggestion.

What's a LifeForward Guide?

A trained peer, someone who has navigated the same life stage, who helps you decide and follow through. It's also a paid, flexible role for experienced adults.

Long lives are the future

Make the most of your 100-year life.

Be among the first to use LifeForward.

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Coming to  App Store